VA Home Loans – Zero Down Financing for Veterans & Active-Duty Service Members

Discover the benefits of a VA home loan. 100% financing, no PMI, and competitive rates—built exclusively for veterans, service members, and qualified military spouses. .

You’ve served your country—now let your benefits serve you. VA loans are one of the best mortgage options available, offering zero down payment, no private mortgage insurance, and competitive rates exclusively for veterans, active-duty service members, and eligible surviving spouses.

At Zion Investors Mortgage Lending, we specialize in helping military families use their VA loan benefits to buy or refinance with ease.

• 🏡 0% down payment required
   
• ✅ No private mortgage insurance (PMI)
   
• 📉 Lower interest rates than conventional loans
   
• 🔁 Streamline refinance (IRRRL) available
   
• 💸 Limits on closing costs to protect you
   
• 🛡️ Backed by the U.S. Department of Veterans Affairs
   

You may be eligible if you are:

• An active-duty service member
   
• A veteran with an honorable discharge
   
• A National Guard or Reservist (with 6+ years of service)
   
• A surviving spouse of a veteran who died in service or due to a service-connected disability

 You’ll need a Certificate of Eligibility (COE) to apply—we can help you request it during your pre-approval process. 

If you already have a VA loan, a VA Interest Rate Reduction Refinance Loan (IRRRL) allows you to:

• Refinance without income verification or an appraisal
   
• Lower your interest rate or payment
   
• Close faster with less paperwork
   

Do VA loans really require no down payment?
Yes—qualified borrowers can finance 100% of the home’s value.

Can I use my VA loan more than once?
Absolutely. In many cases, you can reuse your VA benefits after selling or paying off a prior VA loan.

Are there loan limits?
As of 2024, VA loan limits only apply if you have remaining entitlement—we’ll help you figure that out.

We’re proud to serve those who serve. Whether you're buying your first home, upgrading, or refinancing, Zion Investors Mortgage Lending will guide you through the VA loan process with care, respect, and clarity.

👉 Find Out If You Qualify for a VA Loan
👉 Schedule a Free Military Mortgage Consultation
👉 Apply for VA Pre-Approval Now